Tricare Extra
Extra is a preferred-provider option. It is a variation of Tricare Standard that allows Standard/non-Prime enrollees to lower their costs by using a contracted Prime network provider.
Extra does not require enrollment or charge premiums, but users must meet deductibles before government cost shares are covered. For paygrades E-4 and below, deductibles are $50 for an individual and $100 for a family; other active-duty members and retirees pay $150 for an individual and $300 for a family.
Users also must pay a portion of the costs associated with receiving care. The cost share varies according to status and Tricare-covered service provided. For civilian doctor visits, active-duty families pay 15 percent of the allowable cost, while retirees pay 20 percent. The annual out-of-pocket cost for covered services is $1,000 for active-duty families and $3,000 for all others.
Extra users pay the same cost shares as Standard patients for other services, including outpatient surgery.
Contact: www.tricare.mil/mybenefit/ home/overview/Plans
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