When 46% of Americans don't have enough savings to cover an emergency cost over $400, it is important to understand your finance options when searching for a way to cover an unexpected curve ball from life.  

Below we break down the differences between revolving credit and installment debt in the hopes to better inform you on the pros and cons of both.

Understanding your credit score is equally important as it acts as an adult report card, communicating your likelihood to pay back on current obligations based on past and present spending, payment, and income trends. More on your credit score in our next installment.


If you have decided that a personal loan is the best option for you, see what you qualify for and check rates here.