Our lives are defined by moments. In turn, those moments create our legacy. Regardless of where you are in life, your legacy should be celebrated and shared. After all, you’ve done some pretty awesome things to get to where you are today!

With those moments top of mind, consider all the people who supported you along the way. They are a part of your success; they are a part of your legacy. And just as you invested your time and resources towards your success, there’s a good chance they did, too. In today’s financially driven world, the best way to say "I’ve got your back," is to have life insurance as you reach these important life moments.


When you decide to pursue education, you’re taking a big step in your career. However, college or grad school could put you thousands of dollars in debt. If you recently graduated, you know this well.

But what would happen if that debt was passed on to your family or significant other? Typically, students have their parents or spouse cosign on a student loan. That means that your student debt would be theirs if you weren’t around. To lift this burden, look into a term life insurance policy to cover your education debt.

Navy federal Brandview Life Insurance graphic milestones to consider

Photo Credit: Navy Federal Credit Union


If you’re in this stage of life, congratulations! While marriage in itself does not require you to have life insurance, the financial circumstances that go along with marriage may increase the need for life insurance. Often times, being married means sharing expenses. Whether those expenses come from rent, mortgage, honeymoon debt or basic monthly bills, your spouse might not be able to afford paying for those expenses alone.

This is another opportunity for you to use a life insurance policy so your spouse could afford basic costs on his or her own. Keep in mind the younger and healthier you are, the more affordable your life insurance product will be.

Starting a family

When you have a family, your responsibilities shift. You’re not only providing for yourself, but the family unit as a whole. You should account for the scope of your family’s needs. Do you have a significant amount of day-to-day bills? How would your debt affect your family if you weren’t around to pay it off? Would they be able to provide for themselves and eliminate your debt?

Getting life insurance at this stage in your life is important. Your decision to get covered allows you to focus on day-to-day costs while having peace of mind on big ticket items like your child’s education. You are essentially paying into a policy that protects your family and their future. 


Owning a home is a moment that should be cherished, although it is usually our most significant form of debt. However, if you aren’t covered with life insurance that dream home could become a burden for your family and loved ones.

Your estate is often tied very closely to your legacy. Think about getting covered with life insurance so your family can celebrate and maintain your home. They’ll rest easy knowing a mortgage won’t fall on them should anything happen to you. 

Leave your legacy

The sum of these moments can be preserved as your legacy if you take the right steps. Today’s life insurance products are designed to make this easy for you. Skyscrapers wouldn’t reach the clouds without a solid foundation, so make sure you have one.

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Nondeposit investment and insurance products are offered through Navy Federal Financial Group, LLC, (NFFG), and through its subsidiaries, Navy Federal Brokerage Services, LLC (NFBS), a member FINRA/SIPC, and Navy Federal Asset Management, LLC (NFAM), an SEC Registered Investment Advisory Firm. These products are not NCUA/NCUSIF or otherwise federally insured, are not guaranteed or obligations of the credit union, are not offered, recommended, sanctioned, or encouraged by the Federal Government, and may involve investment risk, including possible loss of principal. Products may be offered by an employee who serves both functions of accepting member deposits and selling nondeposit investment and insurance products.