Q. Can you give me some idea of how I can find out which doctors participate in Tricare?

A. Many things about Tricare can seem overly complicated, but one aspect of the system that's refreshingly simple is finding a participating provider. Tricare has a one-stop website to serve just that purpose.

At that website, beneficiaries not only can find doctors who participate in the Tricare network in each of the system's three U.S. regions, but there is also information on non-network providers, a list of military hospitals and clinics, and help in finding host-nation providers overseas.

Q. My 20-year-old daughter is a special-needs child, enrolled in the Exceptional Family Member Program. She is pregnant and I am her only source of support. It's my understanding that she is covered under my Tricare health insurance. But will the baby also be covered?

A. Grandchildren of military sponsors normally are ineligible for Tricare benefits unless they are legally adopted by the sponsor or are placed in the custody of the sponsor, either by a court or recognized adoption agency, in anticipation of legal adoption.

You can see this stated clearly at the bottom of this Web page that explains eligibility information for children.

You should visit the military legal assistance center on your installation to further explore the legal adoption possibility. You can also get more information from Tricare by calling the managed-care contractor for the Tricare region in which you live. Toll-free customer service contacts for all Tricare regions can be found here.

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